KATHMANDU, July 16: Nepal Rastra Bank (NRB) has fixed the loan-to-value (LTV) ratio for large passenger electric vehicles (EVs) at 80 percent, implementing a provision introduced in the monetary policy for the fiscal year 2026/27, which comes into effect on Friday.
Under the new policy, banks and financial institutions can provide loans of up to 80 percent of the actual valuation of large passenger EVs.
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The 80 percent LTV ratio also applies to loans for replacing vehicles damaged during the Gen Z movement, as well as commercially operated transport vehicles used by industries and business establishments that were damaged during the protests.
For all other types of vehicles, however, the maximum loan-to-value ratio remains 60 percent.
